A typical homeowners insurance policy has four key ingredients. They are: 1. Homeowner insurance coverage for your home itself 2. Homeowner insurance coverage for your family's personal items 3. Homeowner liability coverage 4. Coverage for the expenses of temporary living should you have to vacate your home because of fire, flood or other disaster covered by your homeowner policy. The portion of the homeowner coverage for your home itself provides funds for the repair or reconstruction of your

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On July 28th, 2007, I landed on a strange planet called Taiwan. I originally left my home planet in search of adventure, knowledge, and enhancement of opportunity. I found much more than what I had expected. Taiwan is a very small planet with a dense population. The locals insist on living in small boxes which are stacked up against each other. While on my home planet, these arrangements exist but are usually only populated with those lack the finances to afford a proper house, college age you

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